Clydesdale Bank SWOT Analysis, Competitors & USP

Clydesdale Bank

Parent Company

National Australia Group Europe Limited

Category

Finance and Insurance

Sector

Banking & Financial Services

Tagline/ Slogan

We care about here

USP

One of the three banks in Scotland to retain the right to issue its own banknotes

Clydesdale Bank STP

Segment

Businesses in the UK and personal banking

Target Group

Primarily the middle income group

Positioning

A bank with a proud history of innovation and support

Clydesdale Bank SWOT Analysis

Strengths

Below is the Strengths, Weaknesses, Opportunities & Threats (SWOT) Analysis of Clydesdale Bank. Strengths are:

1. Clydesdale bank is part of NAB group, with over 12+ million customers and one of the world’s top 40 financial services companies
2. Have won many awards which highlights its trustworthiness 
3. Clydesdale Bank currently sponsors the Scottish Exhibition Conference center and Hydro arena
4. Moody’s, Standard and Poor and Fitch have given a credit rating of “stable”
5. Clydesdale bank and its employees have raised for their charity partner Hospice UK

6. Employee strength of over 4000 people

Weaknesses

Here are the weaknesses of Clydesdale Bank :

1.It is smallest of the three main banks of Scotland, others being Bank of Scotland and Royal Bank of Scotland
2.Does not have any major presence outside UK

Opportunities

Following are the Opportunities of Clydesdale Bank :

1.Recovery of UK’s economy will help stabilize financial services
2.Diversify product offering to customers
3.Various FTAs being signed by EU will help banks increase its customer service points

Threats

The threats of Clydesdale Bank are as mentioned :

1.Due to losses suffered during the financial crisis and payment of fine in PPI case, owners want to sell stake in the bank
2. Banks like Clydesdale will suffer immensely in the event of independence of Scotland

Clydesdale Bank Competition

Competitors

Below are the 3 main Clydesdale Bank competitors :

1.Bank of Scotland
2.Royal Bank of Scotland
3.Natwest bank