Finance Articles

Finance articles section focuses on various concepts of finance like budget, stock market and economics of various products & services. Apart from these articles on global financial institutions, different banking systems and topics of international importance in the field of finance are present.

Tariff on Chinese Imports by USA leading to Global Trade War 19 September 2018

USA and China are the two most powerful global economies when it comes to trade. US has some of the leading industries like technology, agriculture, retail etc whereas China is a leader in electronics, automobiles etc. These economic giants have a large say in how the global share market and businesses function. However, lately USA has decided to have a a tariff on more than $200 billion imported goods from China. This could have large scale impact not only in the two countries but global markets.


Financial Transactions & the Growing Role of Technology 09 July 2018

The world is evolving! Financial transactions are increasing! Money value is growing multi-fold!

Yes, in today's world, there are huge number of financial transactions taking place everyday. There are so many players in the market that its difficult to manage them. This is where Finance and Technology come together. Problems faced by finance are solved by technology and growth of technology is managed by finance. Thus, there is symbiotic growth of both finance and technology.


Corporate Treasury- Managing Business Funds 13 May 2018

Organisations fuel upon money. Yes! Just like your car needs petrol to run, companies need money to run. And if the company is a Financial Institution, then the raw material for the company is also money. Therefore, there is always a demand for money. To cater to such a requirement, most of the organisations create a division called as treasury that takes care of both the incoming as well as outgoing money. The incoming money comprises of any receivables and the outgoing money may comprise of any payables or expenses.


Decoding GST in India- Merits & Demerits 20 March 2018

The implementation of the Goods and Services Tax (GST) has been seen as a revolutionary reform of the taxation system in India. The GST is a comprehensive and destination-based consumption tax levied at multiple stages of value addition in the supply chain of the products and services. It came into effect from 1st July, 2017 and aims to enforce a unified taxation system in the country. The two key advantages associated with GST are the reduction in the cascading effect of the taxes and the plausible reduction in the taxes through the provision of input tax credit. The ‘Cascading effect of Taxes’ is the scenario of sequential increase in the price of a commodity due to the payment of tax on tax at each stage of product life cycle.


India's NPA Challenge & Recapitalisation 17 February 2018

NPAs or the Non Performing Assets are the loans given out by banks which have turned bad, that is, the borrowers have stopped repaying, either the interest rate or the principal amount & chances for whose recovery are quite low. India’s NPAs have skyrocketed from 53,476 Crores in 2008 to over 9 Lakh Crores by 2017, a colossal 9.3% of the total advances given out by the banks.


Bitcoin- Challenging the Financial System 06 January 2018

Bitcoin is the most speculative and most riskier investment. Nobody knows where it comes from, who created it and definitely where it is going? But still people are drawn towards it from every corner of the world. Bitcoins have exposed the system in new ways. According to, ransomware attacks have increased 167 times the previous year. Computer attacks were prevalent during the older times also when internet first came into picture, with government finally adjusting themselves to the cut-throat technology and even end up making laws to provide cyber security.


Bitcoin Boom: The Next Bubble? 15 December 2017

First it was the tulips, then the dotcom, followed by the housing market. Now, the recent meteoric rise in Bitcoin prices have prompted wall street experts to think: Is Bitcoin boom the next bubble?

A brief background

Bitcoin is a cryptocurrency which came into being in 2009. Created by the yet unidentified Satoshi Nakomoto, it is based on the ideas put forth in a white paper created by him. The interesting fact is that Bitcoins have no physical existence. They merely exist as balances in a public ledger strewn worldwide over a cloud based system. It is open-source and not owned by any central authority.