Finance Articles

Finance articles section focuses on various concepts of finance like budget, stock market and economics of various products & services. Apart from these articles on global financial institutions, different banking systems and topics of international importance in the field of finance are present.



India’s Journey with Demonetisation February 06, 2019

Demonetisation or disallowing of some denominations of currency from an economy has been a close friend of India since long back in 1946. But has this ever been really friendly to us is the real question yet to be answered. Going back to 1978, when large denomination currencies (₹ 1000 and above) were banned from usage, was that really necessary for the economy or was it more a political step than an economic one? As the currencies prohibited accounted for only 10% of the total money circulation in the country. This could be one positive argument in favour of the 2016 action when ₹ 500 and ₹ 1000 notes accounted for 87% of the total cash.

 

Walmart Flipkart Acquisition Deal Redefining Indian eCommerce October 04, 2018

On May 10, 2018 global retailer acquires the Indian online E-commerce start up founded by Sachin Bansal and Binny Bansal. The acquisition took over for $16 billion; a valuation of over $20 billion which makes it world’s biggest e-commerce deal. Walmart owns around 77 per cent of the company stake. When we see Indian retail mart can be considered as fragmented brick-motor retail market, online spending is increasing where Indian shopper can purchase wide number and variety of products in one site.

 

Tariff on Chinese Imports by USA leading to Global Trade War September 19, 2018

USA and China are the two most powerful global economies when it comes to trade. US has some of the leading industries like technology, agriculture, retail etc whereas China is a leader in electronics, automobiles etc. These economic giants have a large say in how the global share market and businesses function. However, lately USA has decided to have a a tariff on more than $200 billion imported goods from China. This could have large scale impact not only in the two countries but global markets.

 

Financial Transactions & the Growing Role of Technology July 09, 2018

The world is evolving! Financial transactions are increasing! Money value is growing multi-fold!

Yes, in today's world, there are huge number of financial transactions taking place everyday. There are so many players in the market that its difficult to manage them. This is where Finance and Technology come together. Problems faced by finance are solved by technology and growth of technology is managed by finance. Thus, there is symbiotic growth of both finance and technology.

 

Corporate Treasury- Managing Business Funds May 13, 2018

Organisations fuel upon money. Yes! Just like your car needs petrol to run, companies need money to run. And if the company is a Financial Institution, then the raw material for the company is also money. Therefore, there is always a demand for money. To cater to such a requirement, most of the organisations create a division called as treasury that takes care of both the incoming as well as outgoing money. The incoming money comprises of any receivables and the outgoing money may comprise of any payables or expenses.

 

Decoding GST in India- Merits & Demerits March 20, 2018

The implementation of the Goods and Services Tax (GST) has been seen as a revolutionary reform of the taxation system in India. The GST is a comprehensive and destination-based consumption tax levied at multiple stages of value addition in the supply chain of the products and services. It came into effect from 1st July, 2017 and aims to enforce a unified taxation system in the country. The two key advantages associated with GST are the reduction in the cascading effect of the taxes and the plausible reduction in the taxes through the provision of input tax credit. The ‘Cascading effect of Taxes’ is the scenario of sequential increase in the price of a commodity due to the payment of tax on tax at each stage of product life cycle.

 

India's NPA Challenge & Recapitalisation February 17, 2018

NPAs or the Non Performing Assets are the loans given out by banks which have turned bad, that is, the borrowers have stopped repaying, either the interest rate or the principal amount & chances for whose recovery are quite low. India’s NPAs have skyrocketed from 53,476 Crores in 2008 to over 9 Lakh Crores by 2017, a colossal 9.3% of the total advances given out by the banks.