Finance Articles

Finance articles section focuses on various concepts of finance like budget, stock market and economics of various products & services. Apart from these articles on global financial institutions, different banking systems and topics of international importance in the field of finance are present.

FDI in eCommerce in India- Journey so far & Trends July 23, 2016

India has seen a plethora of changes in the past decade and one of the remarkable transformations is the evolution of the Digital India which led to the birth of E-Commerce industry. This growth has been triggered with the increase of the penetration of mobile subscription and their alliances towards internet.


Health Insurance Industry- Startups vs Industry Giants July 09, 2016

Indian insurance industry has witnessed a substantial growth in last few years, so do the health insurance industry. The growth in health insurance sector is likely to continue with rapid pace in 2016. The CAGR in 2015 was 33.2% as compared to 2013, because the number and awareness of insurance coverage has increased among the consumers. This industry covers second major sector in the non life insurance market which is 27.7%. The increase in number of coverage among customers because of the changing trends steers the growth in this sector.


Near Shoring vs Outsourcing- Business Strategies for Global Growth July 04, 2016

A business entity has to accomplish different tasks to fulfil its objectives. Every task requires various resources. If the business entity does all the tasks itself, it would have to invest heavily in its fixed assets. There are two alternatives- nearshoring and outsourcing. Nearshoring happens when a business organization transfers its non-core business activities to an outside entity geographically located near to the business. E.g. for the businesses in UK, Europe is a nearby area. Outsourcing happens when an organization outsources its business processes to an entity which is located very far from the business. It depends on the requirement of the business which model it should go for.


Governance of Bank Boards in India June 30, 2016

Banks are vital institutions in a society and they significantly contribute to the development of an economy through facilitation of business operations. They facilitate development of saving plans and are instruments of the government’s monetary strategy among others. They act as a stethoscope to analyse the economy of country. Considering the huge importance of this sector and in specific the role played by Public Sector banks (PSB) in nation building the, Reserve Bank of India (RBI) had set up a “Committee to Review Governance of Boards of Banks in India” under the chairmanship of Mr.P.J.Nayak (Former Chairman and CEO, Axis Bank, and Former Country Head, Morgan Stanley India, Mumbai).


Indian Economy & Startups- Generating Business & Jobs June 16, 2016

Indian economy is world's seventh largest economy by nominal GDP. Amongst all the sectors contributing to the economy, service sector has its largest share and most of it comes from the IT. The expansion of IT sector has been led by the innumerable start-ups in the economy.


Wealth Flow in an Economy to Reduce the Rich & Poor Gap June 08, 2016

It is a very curious thing how wealth flows in an economy. When we have more than enough resources for everyone, how some people live in scarcity and others have the overabundance of them. If we imagine economy as a spear out sheet and wealth as grains of sand over it then it only makes sense that over time these grains will get uniformly distributed over the sheet. We call this idea “the invisible hand of economy”. But, we all know this is not so in real world, there are heaps of grains accumulated in some areas and complete scarcity in other places.


Calculating and Valuing an IPO June 01, 2016

Initial Public Offering (IPO) as it is called is source of fundraising amongst many sources for a company to grow and expand. The proceeds of fund raised through public offering can be put to use anywhere by the company, all that is needed to be checked is that the funds shall be used properly. For this very purpose, we have a regulatory body or the watchdog “SEBI”. SEBI operates in India and is present to protect the wrongdoings by a company using the public money.