Finance Articles

Finance articles section focuses on various concepts of finance like budget, stock market and economics of various products & services. Apart from these articles on global financial institutions, different banking systems and topics of international importance in the field of finance are present.



Africa's Economic Conquest- Can India beat China? 26 February 2016

There has been a new slow yet distinct change in the main FDI donors from the western countries towards the BRICs nations over the last few years. India and China specifically are getting to be major avid players. This changed investment and trade relations has posed challenges as well as created opportunities for the African. An undeveloped continent in measures of economic growth tills the 90s; there have been an accelerated GDP growth for the African Economies from 2000 onwards.

 

Think-Tanks and their Emerging Role in Indian Policy Making 22 February 2016

India’s GDP growth in the first quarter of FY15-16 was at 7.5% compared to China’s 7%, thus pecking India as the fastest growing economy [1]. The progress of economic reforms in the nation and the subsequent economic growth has been largely governed by effective public policies pertaining to public sector, business, agriculture, infrastructure, labor regulations, rural development and healthcare. With a new found growth rate in a positively changing yet highly volatile climate, the tolerance for uninformed policy decisions have gone much lower. It is the thing of the past when the decision makers could wait and experiment to see the effect of the new policies on the fabric of the society. With a highly interweaved global economy and increased complexity in policy-making, the requirement of highly informed policy analysis along with the researched impacts on economic, environmental and social factors has increased.

 

MCLR: Monetary Transmission And The Impact On Banks 19 February 2016

Banks in India have to price their loans based on the new formula unveiled by the RBI on 17th December 2015. RBI reason for change was to make monetary transmission easier and more effective. Monetary transmission is how well do policy changes by the central bank affect households and businesses. Monetary transmission plays a key role in controlling business cycles in the economy.

 

Sustainable Investing- The New Buzzword in World Markets 05 February 2016

Wouldn’t you invest in attractively priced companies with promising returns? What if, they also let you do your share for saving the world? Now, that’s an offer you just cannot resist. 2015 saw several mainstream investment firms putting their money on “sustainable investing,” also known as SRI (socially responsible investing) and ESG (environment, social, and corporate governance).

 

Sustainability in Finance - A Banking Sector Perspective 05 February 2016

The crisis that the world faces today is greater than just ecological. There is a huge disparity in the wealth distribution not only among individuals but also nations. Resources are being indiscriminately extracted from the Earth without paying any heed to the replenishing capacity of the planet. The reason for all this: the insatiable desire of the modern world to consume more and more. And as there is a demand side to this there is a supply side to it as well; enter the Businesses, Industries and Corporations. Businesses are striving to outperform each other by any means possible, creating demand and even need where there is none.

 

Moving Towards A Cash Less Economy 05 February 2016

What constitutes a Cashless Economy? An Economy in which flow of cash in non-existent and all transactions are done through Electronic channels such as debit or credit cards, electronic clearing, payment systems such as Immediate Payment Service (IMPS), National Electronic Funds Transfer (NEFT), Real Time Gross Settlement in India (RTGS) or through other novel digital services like Bitcoin, M- wallets etc. can be termed as a cashless economy.

 

Debt - A House of Cards 05 February 2016

As the dust settled over the financial crisis of 2008, the world went through the deepest and longest global recession since the end of World War II. In such a scenario, it was widely expected that economies across the world would deleverage & limit their exposure against such an episode in the future. Much to our collective surprise, debt has shown a strong growth in almost all countries, both in relative and absolute terms. Needless to say, this creates risks for the whole economic system, not least for individual countries.