Finance Articles

Finance articles section focuses on various concepts of finance like budget, stock market and economics of various products & services. Apart from these articles on global financial institutions, different banking systems and topics of international importance in the field of finance are present.

What is Asset Management? 03 February 2016

Asset management is the process by which a company or an individual manages its own assets in the most optimum way to get the most benefit out of the asset. Assets mentioned here could be of any nature, i.e. they can be tangible assets like buildings, machinery, inventory, etc. or intangible assets like trademarks, copyrights, goodwill, etc. Asset management is a system wherein one monitors and maintains the things that value i.e. an asset. In a nutshell, asset management is a systematic process of upgrading, deploying, maintaining, disposing and operating of assets cost-effectively.


What is IPO (Initial Public Offering) Process and Eligibility Criteria? 28 January 2016

This article covers about IPO or Initial Public Offering, and explains all the various steps taken in creating an IPO, when a company decides to go public. It talks about the IPO eligibility criteria, the IPO process, and why companies choose this option of initial public offering.


What is Property Management? 22 January 2016

Property management is the operation, control, and oversight of real estate. It includes administration of commercial, residential or industrial real estate property. Property management also has another perspective to it. It encompasses every aspect that is needed to manage a property, which includes functions like control, disposition, utilization, repairs and maintenance, rent collection etc. Hence, the concept embroils handling and managing all the day to day operations that are focused around the property.


Difference between NEFT and RTGS 18 January 2016

The difference between NEFT and RTGS in the area of banking is elaborately covered in this article. The National Electronic Fund Transfer (NEFT) and Real time gross settlement (RTGS) are the parts of Indian electronic payment system. These are special systems which allow an individual or corporation and firm to transfer the funds electronically from accounts to other bank’s account in Nation or outside. Let’s discuss these two methods of fund transfer in details so that we can differentiate about two methods.


Insurance Industry Overview - A Global Perspective 13 January 2016

This article gives an insurance industry overview with a global perspective. The Global insurance industry has gone through a roller coaster ride of its own. From the economic turmoil of 2009 to the impressive year of 2014. In 2014, the insurance industry showed a remarkable growth of 6.3%, far greater than the growth of 2.8% reported in 2013. The total premium reached a whooping EUR 3.8 trillion.


Payment Banks - Basics and Importance 02 January 2016

Payment banks can accept deposits up to Rs. 1 lakh per customer and are allowed to give interest on the money deposit by the customers. It can be used either as current account or savings account. Only major difference between payment banks and regular banks is that former cannot be involved in lending activities or issue credit card. It has to 75% of its money in government securities. These kind of banks can issue debit card or ATM to its customers, so that they can withdraw money from anywhere.


Chinese Yuan Devaluation & US Interest Rate Hike- Impact on India 22 December 2015

Before looking into the impact of Yuan devaluation, we will look at the reasons behind this devaluation move by the Chinese government. China has the tradition of keeping its exchange rate relatively low to make its exports competitive. But, the Chinese currency has become stronger when compared with other Asian currencies in the last 12 months (prior to devaluation) by more than 10 percent. This has made Chinese goods more expensive abroad. Because of this, the exports declined by 8.3 percent in July 2015 on a year on year basis . This decline will eventually affect the jobs of millions working in Chinese factories. So, the devaluation can be seen as a move to increase the exports.