Finance Articles

Finance articles section focuses on various concepts of finance like budget, stock market and economics of various products & services. Apart from these articles on global financial institutions, different banking systems and topics of international importance in the field of finance are present.

US Trade Deficit with China : Who Gains ? June 12, 2011

China’s rise as manufacturing giant has not only established its supremacy as one of the leading economy but also has made United States, largest economy in the world, totally dependent on it. In Feb 2011, US trade deficit with China was $270 billion. Deficit means United States imports from China were $270 billion greater than its exports to china.


Shares : Systematically increasing your wealth ? June 07, 2011

It is a proven fact, without doubt, that shares and equities are one of the best long-term investments in the financial market .They are said to be a “get-rich-slow scheme”, if done wisely and patiently. In fact, they surpass and over-perform property, Corporate or Government Bonds and other types of assets and investments. As far as ‘speculation’ or short-term buying and selling of shares is concerned, a greater risk is involved as share-prices fluctuate frequently. But in t he long term, they generate good results i.e. if money is invested in shares for 10 to 20 years, it is a more rewarding investment rather than investing for a year or so.


World Bank and India June 05, 2011

Every business organization, independent entity or an entrepreneur needs funds to manage its operations and businesses. Companies in India can nowadays easily access loans from various public sector and private sectors banks present in the Indian Banking Industry for the growth of their projects, businesses and ideas. As and when the business succeeds, the companies can repay their loans to the banks. But happens when a country itself wants money for growth of infrastructure, eradicating poverty, and generating power? This is where one of the world’s most dependable organizations comes to the rescue for lending its support- the World Bank.


Google Wallet:The Future of Money June 03, 2011

There was a time when there was no plastic money (i.e., debit cards, credit cards etc) and also there was a time when there were no phones which we could carry around (the telephone age). Over the years the way we pay for our purchases have changed and more often than not we all use plastic money to pay. Similarly with the advent of mobile phones we remain connected everywhere we go. So now how about combining the above two and allowing the people to do both using a single device. Yes that's what Google is planning to do and with the launch of an app called Google Wallet, would allow the users to wave their mobile phones at the retailer’s terminal to make payment instead of cash or credit card.


Venture Capital funding - Pros and Cons May 31, 2011

As the India is growing, it has led to rise of young entrepreneurs who are willing to go that extra mile.  But as they tread their path, there is always hindrances in terms of funding required for starting up or expanding the already existing operations.  It is very difficult for such start ups to get loans from the banks as they do not have sufficient operating history to qualify for traditional loans. Venture capital firms help in financing needs of such startups. In most cases, start ups are required to provide the venture capital company with a form of profit sharing by providing equity in the company. It is not easy to convince a venture capital company to fund your business unless you demonstrate high rate of returns.  Let’s understand what are the pros and cons of venture capital funding:


Foreign Direct Investment (FDI) in retail in India May 29, 2011

The retail industry in India is regarded as one of the sunrise industry. It has declared by various consulting agencies as the 2nd most attractive retailing destination among the various emerging markets. Further it contributes around 14% of the national GDP. With such figures being put forth the Indian retail industry has come in the radar of all the retailing giants across the world. They visualize a huge opportunity in India and with the sales stagnating in other major markets there is a clamor for opening up FDI in retail industry in India.


World Bank : Fueling Development and Fighting Poverty May 20, 2011

Over centuries the world has become a smaller place to live in. Various factors like advancements in science, technology, communication etc have made the world compact. This has resulted in ever growing trade and commerce between countries across the globe and also providing financial assistance to countries for their growth and development. However, there is one organization which has evolved over the 20th century and become a pivotal figure in managing the finances of the world- World Bank.