Finance Articles

Finance articles section focuses on various concepts of finance like budget, stock market and economics of various products & services. Apart from these articles on global financial institutions, different banking systems and topics of international importance in the field of finance are present.



Healthcare Industry - Trends & Growth 29 November 2015

It is health that is real wealth and not pieces of gold and silver - Mahatma Gandhi

 

Healthcare industry is not the same as it was in the late years of the 20th century. It has witnessed a paradigm shift from being considered minnows to becoming one of the largest and fastest growing industries in modern day. From being miniscule in the recent past it is currently showing exponential growth largely due to the fact that life expectancy levels are at an all-time high. Diseases like Poliomyelitis (Polio), Dracunculiasis (Guinea Worm) and many others which have haunted us in the past are slowly being thrown into oblivion.

 

India and Africa - A Shared Future 28 November 2015

India and Africa have had a rich share of history dating back to hundreds of years. The first bilateral trade between the two dates back to 100 BCE when Roman Egyptians crossed the Red and Arabian Sea to reach to southern India. Even the African culture seems to be influenced by that of India’s which is visible in their works of fabrics, silver, ivory, etc. Apart from the trade, Indians also were influential in Africa’s political territory where M.K Gandhi (Mahatma Gandhi) led a movement against racism of black Africans and he was soon proclaimed as a national hero among the citizens. However decades gone, India is still developing and Africa is underdeveloped and both are still coping with a host of problems: some common; some specific.

 

Impact of GST on E-Commerce in Retail 28 November 2015

The evolution and rise of E-Commerce industry in India has always been remarkable. Significant progress in technology and the ever increasing usage of personal computers, cell phones and internet connectivity have completely transformed the way companies do business. E-commerce stands among a very few sectors that have leveraged this technology to the best possible extent in the past few years.

 

MSME Sector –The Next Big Change 24 November 2015

With 45% contribution to industrial output and 40% employment opportunity, MSME is one of the most important sectors to drive growth. Existing government policy structure has ability to address problems but it’s not exhaustive enough to drive the next big change required. This is evident from the fact that there is demand supply gap as shown below. This article talks about various government initiatives to improve the financial inclusion in the MSME sector at the same time limitations of the same.

 

Ecommerce Bubble in India - Will it Burst? 22 November 2015

In economics, ‘bubble’ is defined as a cycle with rapid expansion followed by a contraction. E-Commerce has been evolving tremendously in India, which is riding on the promise of so called upcoming ‘Ache Din’ and the smartphone revolution. The sector imbibed funding in range of about $5 billion in 2014, that is about 3.5 times of what it got in 2013. The major chunk of this money came from big investors like SoftBank & Tiger-global. The grandeur of this sector can be easily interpreted by this fact, while Flipkart’s value is at $11 billion, traditional players like Future Retail,Pantaloons and Trent are valued at below a billion mark. If the scenario is so upbeat, then what about this ‘bubble’ clamor?

 

Should you invest in E-Commerce? 19 November 2015

With each round of financing, valuations of some of the e-commerce companies continue to surge exponentially to unparalleled & unprecedented levels. Is this reasonable or only one major bubble ready to burst? It is a very important query to answer for the benefit of those of us who are planning to invest some or the other investment opportunities rolled out by e-commerce players, often in the form of IPOs.

 

Commodity Slump intensifies Risks to emerging markets 16 November 2015

Looks like world markets have got the habit of behaving weirdly. Just when people thought that Eurozone and Greece woes are settling down, it is the commodity exporters who are standing on thread now. Going by basics, IMF defines a country as commodity exporter when commodities form at least 35% of economy’s total exports and the net commodity exports account for a minimum 5% of country’s gross trade. Calculations reveal that there are around 52 emerging and developing economies which can be classified as commodity exporters among which 20 are low income countries. The high no. of exporters under this category is a reason to worry since this means loss in export earnings, less jobs and currency crises.