Finance Articles

Finance articles section focuses on various concepts of finance like budget, stock market and economics of various products & services. Apart from these articles on global financial institutions, different banking systems and topics of international importance in the field of finance are present.

Indian Payment Industry – Changing Behaviour September 02, 2015

The introduction of coins in India around 6th Century B.C. brought first standardizes means of financial exchange between consumers and traders. Ease of carrying and quick exchange with correct value, complemented trade expansion. Later the coming of paper money in 1770 and Paper Currency Act of 1861 eased doing business further. Cash or fiat money had been the undisputed king of consumer payment market for 340 years. Until the recent developments in payment card industries and digital payments system started shifting monopoly of paper notes.


Direct Cash Transfer - A Remedy To Leakages And Subsidies September 01, 2015

Newton second law of thermodynamics says that heat flows from hot to old body easily. If we try to reverse the phenomena, there will be wastage and losses of energy. This can be easily correlated with the subsidies distributed in various forms and the wastage that occurs. The proper utilization and empowerment of poor people are the important factors to reduce wastage.


Steel Industry in India – Addressing the Issues! August 27, 2015

Volatility in the commodity market of late has occupied significant mind share of pundits in various financial circles of the world as well as front-page space across various newspapers. Prices for various commodities be it gold, oil or steel has been highly fluid and responsive to various global events- data fed and political. Falling commodity prices generally augurs well for India, which is a net energy importer and helps meet its Current account deficit targets, maintain healthy foreign reserves and keep the much sought after figure of inflation in check. However, there is a definitive victim in the form of Steel Industry in India, which is teetering on the brink of a major breakdown owing to sluggish demand, direct competition from duty-free imported hot-rolled coil steel from China, and escalating financial burden due to gigantic levels of debt coupled with lower productivity compared to peers.


Make in India - A Comprehensive Insight August 17, 2015

India is one of the fastest growing economy in the world. India GDP is expected to grow at 7.9 percent growth rate for 2015-2016 .India has been ranked among the top 3 attractive destinations for inbound investments. India is very rich with manpower and cheap labour. But still India is lagging in terms of manufacturing products within India. The “Make in India” campaign will boost the Indian economy and will remove our too much dependency on foreign countries. We are mainly going to study Impact of Make in India on inflation and Employment. We will undergo regression analysis to show the interrelationship between Make in India with inflation and employment.


Gold Monetisation Scheme - The Shining Investment August 15, 2015

The first question that comes to our mind is what is Gold Monetisation Scheme? Gold Monetisation Scheme is a scheme announced by Arun Jaitley India’s Finance Minister in his Budget 2015-16 which provides a facility to the holders of gold to earn interest on gold deposit accounts. The outline of the scheme has been prepared in due deliberations and consultations with various stakeholders. The stakeholders involved in the scheme includes Banks, Refineries, Hallmarking centers, Jewelers Association, Reserve Bank of India and various other Government Departments.


Indian Economy - Rise & Fall Through Time August 14, 2015

From golden bird to sad economic time during independence, from that stage to present scenario economy, India has seen it all. This article here is a brief discussion on how did India manage to go through various phases of economy and during this period how the rest of the world react and what changes occur.


India & China - The Race to Become the Leader August 13, 2015

India and China, two of the Asian giants have locked horns against one another to become a world super power. Both countries are in a progress to make a huge mark in terms of development, Defense, international relations, technology and many more. The health of a nation is measured in terms of GDP (Gross domestic product).