KBC Bank SWOT Analysis, Competitors & USP

KBC Group N.V

Banking

Banking & Financial Services

An integrated bancassurance group

An integrated bancassurance  group offering varied services in banking and insurance

Institutions and individual clients

Retail, SME, midcap customers and corporate customers

Group focusing on providing bank, insurance and wealth management products and services to its clients

Below is the Strengths, Weaknesses, Opportunities & Threats (SWOT) Analysis of KBC Bank. Strengths are:

1. Large presence in Belgium, Central, Eastern Europe and Russia
2. Second largest bancassurer in Belgium with approximately 55000 employees and catering nearly 13 million customers
3. Multi-channel distribution network enhancing the customer base

4. Bank having a customer base of 11 million worldwide

Here are the weaknesses in the KBC Bank SWOT Analysis:

1. Increase in non – performing loans and bad debts affecting the performance of the bank
2. Decrease in EPS will give a negative signal to share holders
3. Systematic risk higher than the industry and sector scores indicates the intensity of riskiness and volatility

Following are the Opportunities in KBC Bank SWOT Analysis:

1. High opportunity to expand in Western Europe through acquisitions
2. High opportunity to grow in wealth management area and asset management area

The threats in the SWOT Analysis of KBC Bank are as mentioned:

1. Slowing investments in Europe affecting the bank
2.Regulatory changes in European Union can affect the performance of the banks

Below are the top 3 KBC Bank competitors:

1. AXA bank
2. Dexia N.V
3.Banka Monte Paschi Belgio