KBC Bank SWOT Analysis, Competitors & USP

Published by MBA Skool Team, Last Updated: April 26, 2020

KBC Bank SWOT analysis evaluates the brand by its strengths, weaknesses, opportunities & threats. In SWOT Analysis of KBC Bank, the strengths and weaknesses are the internal factors whereas opportunities and threats are the external factors.

SWOT Analysis is a proven management framework which enables a brand like KBC Bank to benchmark its business & performance as compared to the competitors, and make strategic improvements. KBC Bank is one of the leading brands in the banking & financial services sector.

The article below lists the KBC Bank SWOT, competitors and includes its target market, segmentation, positioning & USP. Let us start the KBC Bank SWOT Analysis:

SWOT Analysis of KBC Bank

For KBC Bank, SWOT analysis can help the brand focus on building upon its strengths and opportunities while addressing its weaknesses as well as threats to improve its market position.

KBC Bank Strengths

The strengths of KBC Bank looks at the key aspects of its business which gives it competitive advantage in the market. Some important factors in a brand's strengths include its financial position, experienced workforce, product uniqueness & intangible assets like brand value. Below are the Strengths in the SWOT Analysis of KBC Bank :

1. Large presence in Belgium, Central, Eastern Europe and Russia
2. Second largest bancassurer in Belgium with approximately 55000 employees and catering nearly 13 million customers
3. Multi-channel distribution network enhancing the customer base

4. Bank having a customer base of 11 million worldwide

KBC Bank Weaknesses

The weaknesses of a brand are certain aspects of its business which are it can improve to increase its position further. Certain weaknesses can be defined as attributes which the company is lacking or in which the competitors are better. Here are the weaknesses in the KBC Bank SWOT Analysis:

1. Increase in non – performing loans and bad debts affecting the performance of the bank
2. Decrease in EPS will give a negative signal to share holders
3. Systematic risk higher than the industry and sector scores indicates the intensity of riskiness and volatility

KBC Bank Opportunities

The opportunities for any brand can include areas of improvement to increase its business. A brand's opportunities can lie in geographic expansion, product improvements, better communication etc. Following are the opportunities in KBC Bank SWOT Analysis:

1. High opportunity to expand in Western Europe through acquisitions
2. High opportunity to grow in wealth management area and asset management area

KBC Bank Threats

The threats for any business can be factors which can negatively impact its business. Some factors like increased competitor activity, changing government policies, alternate products or services etc. can be threats. The threats in the SWOT Analysis of KBC Bank are as mentioned:

1. Slowing investments in Europe affecting the bank
2.Regulatory changes in European Union can affect the performance of the banks

KBC Bank Competitors

There are several brands in the market which are competing for the same set of customers. Below are the top 3 competitors of KBC Bank:

1. AXA bank
2. Dexia N.V
3.Banka Monte Paschi Belgio

Hence this concludes the KBC Bank SWOT analysis.

Continue reading more about the brand/company.

About KBC Bank

KBC Bank Overview
Parent Company

KBC Group N.V




Banking & Financial Services

Tagline/ Slogan

An integrated bancassurance group


An integrated bancassurance  group offering varied services in banking and insurance


Institutions and individual clients

Target Market

Retail, SME, midcap customers and corporate customers


Group focusing on providing bank, insurance and wealth management products and services to its clients

This article has been researched & authored by the Content & Research Team. It has been reviewed & published by the MBA Skool Team. The content on MBA Skool has been created for educational & academic purpose only.

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